Checking - Persons Banking Company

Online Banking


Guest, at Persons Banking Company, we believe that checking should be more than just an account; it’s the key to a good banking relationship. That’s why we offer a range of accounts designed to save you money and make your financial life easier.


Secure Checking

Get the account that offers you convenience, savings, and peace of mind.

  • A low monthly service fee of just $4.95
  • No minimum balance required
  • Unlimited check writing
  • Low minimum deposit of just $50
  • Complimentary IDProtect® identity theft protection that offers:
    • Credit File Monitoring2 – daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (Registration/activation required.)
    • Total Identity Monitoring – monitoring of over 1,000 databases (Registration/activation required.)
    • 3-in-1 Credit Report – request a new 3-in-1 report every 90 days or upon receipt of credit alert (Registration/activation required.)
    • Credit Score – receive a new single bureau credit score with every new credit report (Registration/activation required.)  Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.
    • Debit and Credit Card Registration (Registration/activation required.)
    • Fully Managed Identity Theft Resolution Services – access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
    • Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required.)
    • Up to $10,000 Identity Theft Expense Reimbursement Coverage1 for expenses associated with restoring your identity.


1Special Insurance Program Notes:  The description herein is a summary only.  It does not include all terms, conditions and exclusions of the policy described.  Please refer to the actual policy for complete details of coverage and exclusions.  Insurance is offered through the company named on the certificate of insurance.  Refer to Guide to Benefit for complete details of coverage.  Insurance Products are not a deposit of or guaranteed by the Bank or any Bank Affiliate and are not insured by the FDIC or Any Federal Government Agency.

2Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

LEGAL:  Family includes: Spouse, persons qualifying a domestic partner, children under 25 years of age and parent(s) who are residents of the same household. Service is not available to a “signer” on the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools, and their employees/students.


Convenience Checking

Earn interest on your checking balances, plus gain easy, no-cost access to your money when you need it.

  • FREE ATMs Nationwide
  • Always pays a premium adjustable interest rate (see rates) on your entire checking balance
  • No minimum balance or monthly service charge
  • Direct Deposit & E-Statements required
  • $50 minimum opening deposit

Premium Interest Checking

Earn premium interest rates that increase with your balance and take advantage of added benefits.

  • Competitive tiered rates that make it easy to grow balances
  • Unlimited check writing
  • FREE cashier checks
  • 50% discount on small safe deposit box
  • $1,000 minimum daily balance waives the $8 monthly service fee
  • Low minimum deposit of just $50



Peronalize Button

Personalization Settings



Persons Banking Company would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

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